Internet-only banks' small-business lending jumps over 50 pct in H1

internet-only banks-H1 tally

최경애

| 2026-09-20 11:52:18


SEOUL, Sept. 20 (Yonhap) -- Three South Korean internet-only banks' lending to small-business owners jumped more than 50 percent in the first half of the year amid tighter household lending rules, their financial data showed Sunday.

The combined balance of small-business loans at K-Bank, Kakao Bank and Toss Bank rose 50.6 percent from a year earlier to 8.32 trillion won (US$5.98 billion) at the end of June, according to their first-half financial reports.

Faced with tighter household lending regulations, the internet-only banks have been expanding lending to small businesses to seek growth in corporate finance.

They also plan to diversify their revenue sources into fee-based businesses such as platform services and asset management.

The three lenders' combined loan balance stood at 83.63 trillion won at the end of June.

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