▲ The file photo, taken Oct. 26, 2023, shows a Seoul office of Kakao Bank, a South Korean internet-only bank. (Yonhap)

Kakao Bank-2025 earnings

Kakao Bank reports record earnings in 2025 on non-interest income

SEOUL, Feb. 4 (Yonhap) -- Leading online lender Kakao Bank Corp. said Wednesday it posted record earnings last year, driven by increased non-interest income.

Net profit rose 9.1 percent from a year earlier to a record high of 480 billion won (US$331 million) in 2025, the company said in a regulatory filing.

Its operating profit climbed 7 percent on-year to 649 billion won over the cited period. Sales increased 4.78 percent to 3.09 trillion won.

The company attributed its stellar earnings to a rise in non-interest income.

Its interest income fell 2.9 percent on-year to 1.99 trillion won last year, while non-interest income surged 22.4 percent to 1.09 trillion won over the cited period.

During the fourth quarter of last year, its net profit also reached a record high of 105 billion won, up 24.5 percent from a year earlier.

As of end-December, the number of the bank's customers stood at 26.7 million, with its monthly active users reaching 20 million.

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