▲ A passerby walks past a poster promoting house mortgage loans put up at a bank in central Seoul, in this June 15, 2025, file photo. (Yonhap)

delinquency rate-tally

Delinquency rate on bank loans up for 2nd month in Nov.

SEOUL, Jan. 28 (Yonhap) -- The delinquency rate on loans extended by local banks increased for the second consecutive month in November, data showed Wednesday.

The delinquency rate on banks' won-denominated loans came to 0.60 percent in November, up 0.02 percentage point from the previous month, according to preliminary data from the Financial Supervisory Service (FSS).

The amount of newly delinquent loans came to 2.6 trillion won (US$1.79 billion) in November, down 0.3 trillion won from the previous month.

The amount of write-offs of bad loans stood at 1.9 trillion won in the month, up 0.6 trillion won over the cited period, the data showed.

The delinquency rate on corporate loans stood at 0.73 percent in November, up 0.04 percentage point from a month before.

The rate on household loans rose by 0.02 percentage point to 0.44 percent over the cited period, the FSS said.

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